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The Right way to think about what's going on

11/17/2021

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by Andrew Tobias on the blog "Money and Other Subjects." 

Enough with the gloom and doom!

The stock market is at record highs.  Unemployment is near record lows.  Anyone who wants a job can get one.  Wages are rising.


Taxes are about to go up on the wealthy — whose talent, hard work, good luck, and inheritance we should celebrate — to help pay for massive, long overdue investments to revitalize our infrastructure, including the electric grid and more-widely-available broadband, and to lower health care costs and the cost of raising kids. 
And to confront the climate crisis. 
And to get the economic pendulum, so long swinging toward the uber-wealthy, swinging back somewhat.

These are fantastic things.

We’ve ended our endless war in Afghanistan and evacuated 124,000 of those most at risk.

We’ve rejoined the Paris Accord and the community of nations, reestablished the dignity of the Presidency, reimposed ethical norms, restored the independence of the Justice Department, cut child poverty in half, vaccinated the majority of the country.

We’ve staved off autocracy, at least for now.

All sorts of terrible things are possible down the road — but it’s also possible the surprise will be on the upside.  Especially if we keep our heads down and keep at it.

After a time, fuel and food prices could fall.  Supply chain problems, the “fault” of the pandemic and the free market, could ameliorate (with help from the Administration wherever requested).

After a time, the truth about January 6 could come out — Liz Cheney and Adam Schiff are pretty tough cookies.

The disgraced former president might not run for reelection — or face a damaging primary if he does.  (See: Could Chris Christie and Liz Cheney Take Trump Down?)

The mid-terms will be tough — but so was winning two Senate seats in Georgia.  And we did.  Will 88-year-old Chuck Grassley really be unbeatable in Iowa?  I don’t think so.  Could former Chief Justice Cheri Beasley flip North Carolina’s open Senate seat from red to blue?  Absolutely.  She lost her last statewide race by just 400 votes.  Could Val Demmings win in Florida?  She is awesome.  Could we pick up Senate seats in Pennsylvania and Wisconsin?  And hold the blue seats we need to hold?  You bet.  We just have to get our butts in gear, fund massive organizing — now, early, while the organizing snowball has time to grow huge (thank you, as always) — and spread a positive message wherever we go, inspiring people to join us.

If they like weekends, remind them that it was unions that gave us weekends; the anti-union party that opposed them.  If they like Medicare, remind them it was Democrats who delivered it; Ronald Reagan’s team that famously opposed it.

Social Security?  Democrats delivered that. The Assault Weapons Ban?  Democrats delivered it; Republicans refused to renew.  The Violence Against Women Act?  Same.  A woman’s right to keep the government out of her most personal decisions?  Democrats want abortion to be safe, legal, and rare. The other party is the party of back-alley abortions for women who can’t afford to travel.

If they have LGBT friends, relatives or co-workers, remind them it was Democrats who’ve so dramatically improved our lives; Republicans who fought us every step of the way.

The Family And Medical Leave Act?  Democrats.  DARPA and the Internet?  Democrats.  Massive job growth?  Democrats.  Comprehensive immigration reform?  Democrats (68 to 32 in the Senate, only to be denied a vote — that would have passed — in the Republican-controlled House).

But wait!

The Interstate Highway System?  The Environmental Protection Agency?  The Earned Income Tax Credit?
Republicans! But of the moderate variety, who are now, basically, Democrats.  Or Independents.

They believe in integrity, civility, compromise, balanced budgets (Clinton was the last President to achieve one; Obama got the Debt shrinking relative to the economy as a whole, which is nearly as good) . . . and the peaceful transfer of power.

The point is: Democrats have so much to run on. With more to come.

In ordinary times, the party in power gets killed in the mid-terms.  These are not ordinary times. 
Let’s emphasize the positive and get to work.
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December Joy

12/23/2019

1 Comment

 
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Candidates shared a little holiday joy with us at our December monthly meeting of Wilkes County Democratic Party. We had some great interaction to these candidates and they were so generous with their time.

Clockwise from upper Right:

David Wilson Brown (US Congress 5th)
Jerome Watkins (Wilkes County Commissioners)

Jeanne Supin (NC Senate 45)
Chalma Hunt (Wilkes County Commissioners)



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NO STATE WILL FARE WORSE THAN NC with BCRA

7/7/2017

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Out of all of America's 441 Congressional Districts, this is how NCs fared when put into the CBO analysis. https://www.americanprogress.org/issues/healthcare/news/2017/06/27/435112/coverage-losses-state-senate-health-care-repeal-bill/

The below is a letter written by Wilkes Democrat Kathryn Charles of Purlear, NC. It was sent to Sens. Burr and Tillis as well as the Wilkes Journal Patriot.

Congressional Republicans spent nearly 7 years and over 60 attempts to repeal the Affordable Care Act (ACA). A 2013 CBS News report estimated a cost of 1.5 million dollars for each attempt, which translates the total cost to American taxpayers of those exercises to over 90 million dollars. During those years, no solutions for a better healthcare plan were put forth. Recently a healthcare working group, comprised of 13 male Republican senators led by Mitch McConnell, met in secret closed door sessions to devise a new plan, without input from any other members of Congress, Republican or Democrat, male or female, from the interested public, from professional healthcare organizations or from any others whose lives could be affected.
​

As far as we know from the last Congressional Budget Office review, the American Health Care Plan (AHCA) or “TrumpCare” will take away health care from 22 million Americans. It will push Americans into low-quality, high cost-sharing health insurance, and hike deductibles by $1500 on average. This bill will allow insurance companies to charge more to people with pre-existing conditions, affecting 130 million Americans.  The bill includes an age tax that would let insurance companies charge people ages 50 to 64 five times more for health coverage than anyone else. It will cut $834 billion from Medicaid, affecting more than 70 million Americans, half of whom are children. It will put lifetime and annual benefit caps back on the table for even those with employer coverage. It will make women pay more for health insurance than men, since insurance companies could charge more for pre-existing conditions like breast cancer. Affordable health care services for nearly 3 million Americans, especially women and families would be eliminated by cuts to Planned Parenthood. Cutting Special Education funds for schools would harm children with special needs and a variety of disabilities. Those cuts were necessary, however, to provide the $600 billion in tax breaks for the very wealthiest Americans and corporations, who have the least need. Essentially, this is not a health care bill at all, but a massive transfer of wealth from the poor and middle class to the rich.

According to a recent Washington Post article, loss of coverage will result in loss of lives. “The biggest and most definitive study of what happens to death rates when Medicaid coverage is expanded, published in the New England Journal of Medicine, found that for every 455 people who gained coverage across several states, one life was saved per year. Applying that figure to even a conservative estimate of 20 million losing coverage in the event of an ACA repeal yields an estimate of 43,956 deaths annually.”
Major associations in opposition to the AHCA are The American Medical Association, AARP, American Hospital Association, American Heart Association, the Federation of American Hospitals, the American Cancer Society, Cancer Action Network, American Diabetes Association and March of Dimes. Their views have not been heard or taken into consideration.
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Our North Carolina Senators Richard Burr and Thom Tillis have indicated that they will support this harmful legislation, in spite of the impact on our state’s citizens.  According to a recent article in the News and Observer, “If the Senate health care plan becomes law, no state’s residents would fare worse than those of North Carolina, according to a new study on the proposed bill. That includes 1.3 million people in North Carolina, the fourth-most in the nation, and the highest percentage of people losing coverage in any state.”

The President promised a health care plan with lower premium costs and better coverage, with no cuts to Medicaid and no change to the protections for pre-existing conditions. With the passage of this cruel bill, the President and Republican Senators who vote in favor of it will assure that every last one of those promises to the American people will be broken, and that millions of lives will be adversely affected.
Concerned citizens must voice our opposition to elected officials and demand that every single American, regardless of ability to pay, age, gender or pre-existing condition, have equal access to affordable healthcare. It is long past time that we move this nation forward, in a bipartisan way, to a Medicare-for-All, single payer healthcare system.

​~ Kathryn Charles
Purlear, N.C.


REFERENCES:
• Cost of repeal attempts: http://miami.cbslocal.com/2013/05/16/obamacare-repeal-votes-costs-tens-of-millions/   “Last year, CBS News calculated that the first 33 votes to repeal health care reform took up approximately 80 hours of floor time from the House, or roughly two weeks. The Congressional Research Service said it costs $24 million to run the House for a week, so the first 33 votes cost taxpayers approximately $48 million.”

• Repeal Attempts: https://obamacarefacts.com/2015/02/03/60-repeal-attempts-obamacare/

• How NC would fare:  http://www.newsobserver.com/news/politics-government/national-politics/article158456069.html#storylink=cpy

• Number of deaths: (https://www.washingtonpost.com/posteverything/wp/2017/01/23/repealing-the-affordable-care-act-will-kill-more-than-43000-people-annually/?utm_term=.6717e8179dc0)

​• First Infographic:  
https://www.americanprogress.org/issues/healthcare/news/2017/06/27/435112/coverage-losses-state-senate-health-care-repeal-bill/

• Second Infographic:  
http://www.motherjones.com/kevin-drum/2017/07/map-of-the-day-who-gets-screwed-the-most-by-bcra/
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Killer New Healthcare Bill Revealed By The Senate

6/23/2017

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GOP Senate Majority Leader Mitch McConnell is having fun, and THAT'S what's important.
....aaaaand it’s pretty much as bad as we thought.

Senate Majority Leader Mitch McConnell finally subjected the Senate’s Healthcare plan to the bright light of day, and one wonders what they were wrestling over during its weeks hidden behind closed doors.  It’s very, very similar in most ways to the House version of an ACA replacement plan,…and those that would likely benefit or suffer are basically the same as well.

Some ways it mimics the GOP's House Bill:
• Removes the ACA’s mandates on people to sign up for coverage.
• Allows states to opt out of offering essential benefits altogether.

Some ways in which it differs from the House bill slightly:
• Ends Medicaid expansion,…although, to be fair, at a slightly slower pace than the House bill - in 6 years rather than 2.
• Keeps ACAs subsidies in place  more or less, but uses a different formula that     takes     into account age and income level.

​
Senate Majority Leader Mitch McConnell finally subjected the Senate’s Healthcare plan to the bright light of day, and one wonders what they were wrestling over during its weeks hidden behind closed doors.  It’s very, very similar in most ways to the House version of an ACA replacement plan,…and those that would likely benefit or suffer are basically the same as well. It still likes the “block grant” idea to states, although it would more gradually reduce the size of the grants starting in 2025. So, budget gaps are in our future!

So far, 4 Republican Senators have come out in opposition to the Senate Bill: Ron Johnson of Wisconsin, Ted Cruz of Texas, Rand Paul of Kentucky and Mike Lee of Utah. Although it will remain to be seen if they’ll cave to the company line after using this for ‘outlier’ cred (yes I’m looking at you Ted), or seeing who will scratch their backs and for how long. Deals will be made undoubtedly. But with flat 50 votes needed, 4 is too many for R’s to lose, and so one begins to wonder if they’re really even TRYING to create healthcare that is beneficial for Americans.

Let’s face it, the ACA (Obamacare) took years to craft, and while it may not have been perfect (and states like NC that chose to deny Medicaid expansion further hurt it), this House and Senate exercise has definitely proved that crafting quality healthcare legislations is really, really difficult to do. In the meantime, they've destabilized the market, causing insurers to panic over the uncertainty. The ACA was trending positively, when the GOP undercut it to cause it to bleed out.

The GOP versions (both House and Senate) push a lot of the decisions back to states on how to divvy up their federal funds (block grants), or what waivers they’d honor for items being cut, and even allows states to opt out of offering coverage for some groups, pre-existing conditions or even maternity care; which is never a good thing to hear when the NC General Assembly has a veto-proof majority. They’ve proven empathy and compassion is not their strong suit.


So, who is likely to be hurt the most by the latest stab at Trumpcare?

1) DISABLED: As Medicaid gets defunded, it hurts this group the most. Keep in mind that the majority of Medicaid dollars go towards serving those with disabilities. The cuts to Medicaid are even larger in this bill than the House version.
2) WOMEN: 1 in 5 women in this country depend on Medicaid for their basic healthcare, and gutting it would be detrimental to their health. Reproductive healthcare, specifically access to birth control without copay, will be demolished through this plan. If aren’t a fan of abortions, you need to give women ways to prevent pregnancies from happening in the first place.
3) MENTAL HEALTH SERVICES: While the ACA covered mental healthcare as the real-world medical issue it is, the Senate bill would not cover it after 2019.  Waivers could be provided by states,…but again, does that seem like something Berger and Moore would do?
4) THE ELDERLY: Gutting Medicaid will greatly effect 2/3 of the people residing in nursing homes today. Where will they go? Who will take care of them? How will THAT impact our economy?
5) MOST EVERYONE ELSE: Plans are stripped of only the barest of care to keep costs down for insurers. So while many will pay the same for a plan, they’ll likely get far less actual coverage.
6) ECONOMY: The healthcare sector is 1/6 of America’s overall economy. With fewer people being able to afford preventative care and early intervention, the emergency room and trauma centers will be busier than ever,…but they’re likely the only ones. This is nationwide folks, and it could be huge. But by all means, let’s get those 1,200 coal mining jobs back. And what will the increase in emergency room visits by people without coverage mean to hospitals like Wilkes Regional Medical Center?  Trust us, you’ll be subsidizing care for those uncovered one way or another.
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US Capitol Police arrest a protestor against the Senate Republican's draft healthcare bill outside the office
And who wins with Trumpcare 2.0?

1) CORPORATIONS: They would no longer pay any payroll taxes towards supporting healthcare for all, so they’d get a big tax break even before it was even scheduled to start to help the ACA.
2) THE WEALTHY: This is likely the only group that will still be able to afford healthcare with adequate coverage for any pre-existing conditions.
3) KIDS UNDER 26: Parents can still cover them on their insurance, just like the ACA (Obamacare) allowed.  So way to go, kids! (BTW, 27 is going to really suck.)
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And who wins with Trumpcare 2.0?

1) CORPORATIONS: They would no longer pay any payroll taxes towards supporting healthcare for all, so they’d get a big tax break even before it was even scheduled to start to help the ACA.
2) THE WEALTHY: This is likely the only group that will still be able to afford healthcare with adequate coverage for any pre-existing conditions.
3) KIDS UNDER 26: Parents can still cover them on their insurance, just like the ACA (Obamacare) allowed.  So way to go, kids! (BTW, 27 is going to really suck.)

AARP, the American Hospital Association, the American Cancer Society and the Association of American Medical Colleges have all already expressed their dislike for this piece of legislation, which is planned to be voted on next week before the July 4th break. The GOP plans to use a special budget rule that would prohibit a Democratic filibuster opportunity and could pass this legislations with only 50 votes in support with VP Pence breaking a tie. So it’s important that all Democrats stand strong against it, but also to convince reasonable Republicans that this is not the solution we need. Senators Burr and Tillis need to hear your opinion. Call them now.
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Senator Thom Tillis (R) - US Senate (term up 2020)
185 Dirksen Senate Office Building 
Washington DC 20510
phone: (202) 224-6342
Contact form: www.tillis.senate.gov/public/index.cfm/email-me
twitter: @SenThomTillis

Senator Richard Burr (R) - US Senate (term up 2022)
Contact: 217 Russell Senate Office Building 
Washington DC 20510
phone: (202) 224-3154
Contact form: https://www.burr.senate.gov/contact/email
twitter: @SenatorBurr

For more info to review and compare the plans for yourself, visit:
http://www.npr.org/sections/health-shots/2017/06/22/533942041/who-wins-who-loses-with-senate-health-care-bill

https://www.nytimes.com/interactive/2017/06/22/us/senate-health-care-bill.html
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Furio: GOP Sideshow Attraction Distraction

4/24/2017

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CRITICAL THINKING: Helping People wasn't their goal anyway

3/25/2017

2 Comments

 
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In a March 17th, Washington Post article on Democrats’ health-care bill rhetoric several assertions from leading politicians were called into question.  It is no surprise to find that politicians on both sides of the aisle exaggerate or even mislead to get political advantage.  But one particular assessment was more telling than others.  Toward the bottom of the article the writer calls out a senator from Wisconsin for the following tweet the article called misleading, and it's the one in the image above:

“#ReadtheBill & you’ll see #TrumpCare would allow insurance execs to personally make millions off your health care.” — Sen. Tammy Baldwin (D-Wis.), post on Twitter, March 8

According to the article, at issue is an Obamacare cap on how much of a CEO’s salary an insurance company can deduct from its taxes.  Currently the cap is $500,000.  The GOP want this cap repealed, period.  Other types of businesses have $1 million deduction caps.  What this means is that a company can deduct the salary as an expense from its taxes.  The democratic logic must have been that more than $500,000 in CEO salary is excessive and thus not a legitimate thing to deduct.  After all, you do not want a company to use huge salaries as a way to pretend they aren’t making any money, right? Insurance companies are free to offer larger salaries but not free to deduct them. 

So why would the GOP care about removing such a cap?  Because providing health care was not the primary objective of the GOP repeal and replace legislation.  According to the article, five major insurance companies paid CEO’s $73 million in 2015.  The companies were only allowed to deduct $2.5 million of it because of Obamacare restrictions.  Naturally the companies want to remove that cap.  They want to be able to deduct the other $70 million from their taxes as well.  Now, if you are thinking this bit of crookedness is the point, I would encourage you to think a bit more critically.

Consider what kind of financial condition a company must be in to be able to afford to pay a CEO tens of millions of dollars per year in salary.  Aren’t we being told by the GOP that these companies are barely making ends meet?  Isn’t the system about to collapse because Obamacare is forcing them to cover all these awful and expensive sick and poor people?  Aren’t the companies having to jack up rates to cover this lopsided financial situation? 

While all the attention is on how Baldwin “technically” misled the GOP bill effects, the reality of how insurance companies are actually doing financially seems to be drifting quietly by, unnoticed.  Also drifting by trying not to be noticed?... GOP hypocrisy!

The next time you find yourself at the doctor’s office praying that insurance will cover whatever you end up needing to have done,… think about where the loyalties and values of your GOP representative and senator really have always been regarding their "reforms" of the health care law. 
2 Comments

Health Care Denied

11/4/2015

7 Comments

 
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[the following is an op/ed letter submitted by Wilkes County Democrats Chairman, Larry Pendry to The Wilkes Journal Patriot on 11/4/2015.]

As we enter into the 90-day Open Season period for health insurance under the Affordable Care Act, I am reminded that Virginia Foxx warned us almost 6 years ago that our seniors would be subject to “death panels” under this law.

How ironic that part of her prediction may come true for some of the estimated 2800 citizens living here in Wilkes County that have no health insurance. The North Carolina General Assembly failed to expand Medicaid and put not only low income seniors, but all of these lives at a greater risk of some catastrophic illness or death.

Both Senator Randleman and Representative Elmore have previously voted against expanding health care for the less fortunate leaving all of us to pick up the higher costs.  Predictably, HB 330 legislation to expand health insurance was pushed to committee this session and Senator Randleman voted in favor of HB 372 that privatizes Medicaid so that corporations can get their cut off the top. According to the General Assembly website, Representative Elmore had an excused absence on 9.22.15 when HB 372 was passed. Whatever happened to the “compassionate conservatives”?

And if our representatives do not care about the health of low income citizens, do they not care about the health of the Wilkes Regional Medical Center?  Rural hospitals in general have big financial problems, and it would be a great help to our Hospital if every last one of those folks who come into the emergency room had some kind of health insurance to pay the Hospital.

~ Larry Pendry
North Wilkesboro, NC
7 Comments

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